Terms of Service

American Life Bridge Financial
Effective Date: 5/2/2026

1. Introduction

Welcome to American Life Bridge Financial (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website, services, content, tools, and communications (collectively, the “Services”).

By accessing or using our website, you agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

2. Company Overview

American Life Bridge Financial provides informational, educational, and consultative services related to financial strategies, including but not limited to:

  • Life Insurance (including Indexed Universal Life and Term Insurance)
  • Annuities (including Fixed Indexed Annuities)
  • Living Benefits Insurance Solutions
  • Financial education and consultation services
  • Business opportunity and agent training information (if applicable)

We do not guarantee specific financial results, investment returns, or insurance approvals.

3. Eligibility

To use our Services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and truthful information when requested

By using this website, you represent that you meet these requirements.

4. No Professional or Legal Advice

All content provided on this website is for educational and informational purposes only.

Nothing on this website constitutes:

  • Legal advice
  • Tax advice
  • Investment advice
  • Medical advice
  • Financial guarantees

You should consult licensed professionals (attorneys, tax advisors, or financial planners) before making financial decisions.

5. Insurance & Financial Disclosure

American Life Bridge Financial may be licensed to present insurance and annuity products through partnered carriers.

Important disclosures:

  • Insurance products are subject to underwriting and approval by the issuing carrier.
  • Guarantees are backed by the financial strength and claims-paying ability of the insurance company, not American Life Bridge Financial.
  • Past performance does not guarantee future results.
  • Illustrations are hypothetical and for educational purposes only.

6. User Responsibilities

When using our Services, you agree that you will NOT:

  • Provide false or misleading information
  • Use the website for unlawful purposes
  • Attempt to gain unauthorized access to systems or data
  • Copy, distribute, or exploit content without permission
  • Harass, abuse, or harm other users or representatives
  • Misrepresent our services or your relationship with us

7. Intellectual Property Rights

All content on this website, including but not limited to:

  • Logos
  • Branding (including “American Life Bridge Financial”)
  • Text, graphics, presentations, videos
  • Training materials and documents

are the exclusive property of American Life Bridge Financial or its licensors and are protected by copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, or modify any materials without prior written consent.

8. No Guarantee of Results

We do not guarantee:

  • Financial success
  • Insurance approval
  • Earnings from business opportunities
  • Lead conversion rates
  • Investment performance

Individual results vary based on personal effort, market conditions, underwriting, and other factors.

9. Third-Party Services

Our website may include links or references to third-party websites, carriers, or tools.

We are not responsible for:

  • Third-party content
  • Policies or practices of external websites
  • Losses or damages caused by third-party services

Use of third-party services is at your own risk.

10. Communication Consent

By submitting your contact information, you agree that we may contact you via:

  • Phone calls
  • Emails
  • Text messages (SMS)
  • Automated or prerecorded messages (if applicable)

Message and data rates may apply. You may opt out at any time by following unsubscribe instructions or contacting us directly.

11. Privacy

Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

12. Disclaimer of Warranties

All Services are provided on an “AS IS” and “AS AVAILABLE” basis.

We make no warranties or representations, including:

  • That the website will be error-free or uninterrupted
  • That information is accurate or complete at all times
  • That services will meet your expectations

13. Limitation of Liability

To the fullest extent permitted by law, American Life Bridge Financial shall not be liable for any:

  • Direct or indirect damages
  • Loss of income or profits
  • Business interruption
  • Data loss
  • Financial decisions made based on our content

Your sole remedy for dissatisfaction is to stop using the Services.

14. Indemnification

You agree to indemnify and hold harmless American Life Bridge Financial, its owners, agents, partners, and affiliates from any claims, liabilities, damages, losses, or expenses resulting from:

  • Your use of the Services
  • Your violation of these Terms
  • Your violation of any rights of another party

15. Changes to Terms

We reserve the right to modify or update these Terms at any time.

Changes will be effective immediately upon posting to the website. Continued use of the Services after changes means you accept the updated Terms.

16. Termination

We may suspend or terminate access to our Services at any time, without notice, for conduct that we believe violates these Terms or is harmful to our business or users.

17. Governing Law

These Terms shall be governed and interpreted under the laws of the State of California, without regard to conflict of law principles.

18. Contact Information

If you have any questions about these Terms, you may contact us at:

American Life Bridge Financial
Email: support@americanlifebridgefinancial.com
Phone: (916) 513 8262